Effective Date: August 31, 2025
Last Updated: October 30th, 2025

Agreement to Terms
By accessing or using https://www.blackharbor.us (the “Site”) or any affiliated portals, applications, or services operated by Black Harbor Capital Group (“BHCG,” “we,” “our,” or “us”), you agree to be bound by these Terms of Use (“Terms”) and all applicable laws and regulations.
If you do not agree to these Terms, do not access or use the Site or Services.
These Terms constitute a legally binding agreement between you and BHCG governing your use of our website, investor portals, communications (including A2P text messaging), and any related online services (collectively, the “Services”).

Nature of Services
Black Harbor Capital Group operates as an investment facilitation and property management platform, not a registered investment adviser, broker-dealer, or pooled investment fund.
We do not sell securities. All investors retain full title and control of purchased assets, and investment participation occurs through independently executed agreements.

Eligibility
By using this Site, you represent that you are at least 18 years of age, have the legal authority to enter into these Terms, and are not prohibited by law from participating in the described activities.

Informational & Educational Purpose
All content on this Site is provided solely for educational and informational purposes.
Nothing herein constitutes financial, legal, or tax advice, nor should it be relied upon as a substitute for professional counsel. Any reliance on materials from this Site is at your own risk.

Account Registration & Communications
If you create an account, submit a form, or otherwise engage with BHCG, you agree to provide accurate, current, and complete information.
You also agree that BHCG may contact you through:
• Email
• Telephone
• Automated SMS or A2P text messaging for updates, confirmations, or marketing, subject to consent.
By submitting your mobile number, you consent to receive recurring automated texts. Message frequency may vary. Reply STOP to cancel or HELP for assistance. Standard message and data rates may apply.
Consent is not a condition of investment or purchase.

Accuracy, Availability & Modifications
While BHCG strives for accuracy, materials on this Site may contain errors or become outdated.
We reserve the right to:
• Update or correct content at any time without notice;
• Suspend or terminate access for maintenance; or
• Modify, expand, or discontinue portions of the Site.
BHCG is not responsible for technical failures, delays, or interruptions of service.

Third-Party Links & Integrations
This Site may contain links to third-party tools or platforms (e.g., payment processors, analytics, or affiliate services).
Such links are provided for convenience only. BHCG does not endorse or control third-party content and disclaims any liability for their data practices or representations.

Intellectual Property Rights
All trademarks, service marks, designs, content, and data on this Site are the property of BHCG or its licensors.
You may not copy, distribute, display, or create derivative works without prior written consent.
You are granted a limited, non-exclusive, revocable license to access the Site for personal, non-commercial use only.

Prohibited Conduct
Users may not:
• Attempt to gain unauthorized access to BHCG systems;
• Misrepresent identity or affiliation;
• Upload malicious code or engage in data scraping;
• Use the Site for unlawful, fraudulent, or deceptive purposes.
Violation of these provisions may result in immediate termination of access and potential legal action.

Limitation of Liability
To the maximum extent permitted by law, BHCG, its officers, affiliates, and service providers shall not be liable for any:
• Direct, indirect, incidental, consequential, or punitive damages;
• Loss of data, profits, goodwill, or business interruption;
• Reliance on information or third-party materials obtained from the Site.
All content is provided “as is” and “as available,” without warranties of any kind.

Indemnification
You agree to indemnify and hold harmless BHCG, its affiliates, and employees from any claim, loss, or damage (including legal fees) arising from your violation of these Terms or misuse of the Site.

Governing Law & Dispute Resolution
These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles.
Any dispute arising from these Terms shall be resolved through binding arbitration under the American Arbitration Association (AAA) rules.
You waive any right to a jury trial or class-action proceeding.

Termination
BHCG may suspend or terminate your access at any time, without notice, for conduct deemed inconsistent with these Terms or our policies.

Updates to Terms
We may revise these Terms periodically to reflect legal or operational changes. The updated version will be posted on this page with the revised “Last Updated” date.
Continued use of the Site following updates constitutes acceptance of the new Terms.

Contact Information
Legal Department
Black Harbor Capital Group
Email: legal@blackharbor.us
Website: https://blackharbor.us